Why you may be entitled to compensation
When FSCS treats a regulated firm as failed, eligible consumers may be able to claim compensation where the firm itself cannot meet claims. In this case, FSCS has specifically listed WJR Financial Solutions Ltd as failed for pensions and has opened a claim route for former clients.
If you received pension advice from WJR Financial Solutions Ltd and later suffered financial loss, it may be possible to pursue compensation through FSCS, depending on the facts of your case. FSCS is free to use, although some people prefer help with gathering paperwork and understanding the claim properly.
Background of WJR Financial Solutions Ltd
| Detail | Information |
| Company Name | WJR FINANCIAL SOLUTIONS LIMITED |
| Company Number | 08861859 |
| Incorporation Date | 27 January 2014 |
| Company Status | Dissolved |
| Dissolution Date | 16 November 2021 |
| Registered Office | Anderson House Business & Innovation Centre, Wearfield, Sunderland Enterprise Park, Sunderland, SR5 2TA |
| FSCS Failure Date | 10 December 2025 |
| Relevant Product Type | Pensions |
Companies House shows that WJR FINANCIAL SOLUTIONS LIMITED was incorporated on 27 January 2014 and dissolved on 16 November 2021. Its registered office was Anderson House Business & Innovation Centre, Wearfield, Sunderland Enterprise Park, Sunderland, SR5 2TA.
Although the company itself was dissolved in 2021, FSCS only listed the firm as failed in December 2025. In practice, that can help explain why former clients may need to look to FSCS rather than the firm itself for compensation.
Trading name you may recognise
Some former clients may not immediately recognise the legal company name WJR Financial Solutions Ltd, but may instead recognise the trading style WJR Wealth Management Limited.
The FCA Register search result linked to the firm reference number shows that the firm traded under one name, namely WJR Wealth Management Limited. This is important because your paperwork, reports, or emails may use that name instead.
What happened to the company?
Companies House filing history shows that the company was dissolved following a voluntary strike off process. Public filings show an application to strike the company off the register in August 2021, followed by dissolution in November 2021.
Trade press later reported that FSCS had declared the firm in default in December 2025. One report described the issue as relating to inadequate investment advice, but the current FSCS public listing specifically identifies pensions as the relevant product area, so that is the safer category to lead with.
Key individuals associated with the firm
Companies House records show the following officers linked to WJR Financial Solutions Limited:
John Alexander Sutcliffe
Richard Scott Hardy
The FCA Register result also links John Alexander Sutcliffe to firm reference 628907 and the trading name WJR Wealth Management Limited.
What types of claims may be relevant?
Each case depends on the facts, but possible claims may involve:
- unsuitable pension advice
- pension switching or consolidation advice
- retirement planning advice
- investment recommendations linked to pension losses
- advice that exposed pension funds to unsuitable risk
The strongest current public position is FSCS’s own listing, which identifies pensions as the relevant product category for this failed firm. The precise nature of any claim will depend on the advice given and the loss suffered.
How our experts can help you
Our team helps clients investigate claims involving failed financial firms, pension advice, and investment losses. We can help review your documents, understand the advice you were given, and assess whether you may have a valid compensation claim.
We can also help identify whether your paperwork connects to:
- WJR Financial Solutions Ltd
- WJR Wealth Management Limited
In many cases, people recognise the adviser or the brand they dealt with, but not the legal entity that was ultimately responsible.
Act now to protect your position
Time limits can apply to financial claims, so it is sensible to investigate your position as soon as possible. If you received pension advice from WJR Financial Solutions Ltd or WJR Wealth Management Limited, it is worth having your case checked now.
Call 0800 041 8359 today for a free phone consultation to discuss whether you may be entitled to compensation.
Even if your paperwork is incomplete, or you are unsure which company name appeared on your documents, it may still be possible to trace the right firm and assess your options.
Frequently Asked Questions
Has WJR Financial Solutions Ltd been declared failed?
Yes. FSCS lists WJR Financial Solutions Ltd as a failed firm from 10 December 2025. The relevant product type shown is pensions.
Was WJR Financial Solutions Ltd known by another name?
The FCA Register search result linked to this firm reference indicates that the firm traded under the name WJR Wealth Management Limited.
What kinds of losses could be relevant?
Potential claims may relate to pension advice that caused financial loss. The exact position depends on the advice given, the products involved, and the outcome for the client. FSCS currently identifies pensions as the relevant product area.
Can I claim directly through FSCS?
Yes. FSCS is free to use and its WJR page provides a route to check whether you may be eligible to claim. Some people still prefer help with reviewing the paperwork and presenting their case clearly.
What if my paperwork says WJR Wealth Management Limited rather than WJR Financial Solutions Ltd?
That may still be relevant. The FCA Register search result linked to firm reference 628907 indicates that the firm traded under WJR Wealth Management Limited.
