Argent Wealth Limited
Were you advised by Argent Wealth Limited?
Finding out that money you set aside for the future has not done what you were told it would is unsettling, and wanting to understand why is a reasonable place to start. This page sets out what the public record shows about Argent Wealth Limited, including the decisions the Financial Ombudsman has published about the firm, so you can see the position for yourself.
Financial Ombudsman decisions involving this firm
The Financial Ombudsman Service publishes its final decisions. Argent Wealth Limited appears in 1 published decision on record, and the ombudsman upheld the complaint in every one.
Each decision below links to the ombudsman’s own published document. The consumer’s name is anonymised by the ombudsman, the business is not.
| Date | Reference | Type of complaint | Outcome | Decision |
|---|---|---|---|---|
| 15 June 2021 | DRN-2456197 | Pensions and Annuities | Upheld | Read the decision |
Source: Financial Ombudsman Service published decisions. An upheld decision means the ombudsman agreed with the consumer in that individual case. It does not by itself mean any other complaint will succeed.
How to claim
Companies House records show that Argent Wealth Limited is in liquidation. The company still exists on the register, which matters, because it means a claim can still be directed at the firm and at the professional indemnity insurance it held when the advice was given. In practice a firm in liquidation is rarely able to meet a claim from its own funds, so the insurance and the Financial Services Compensation Scheme are what count. The FSCS has already declared this firm in default, which means it is accepting claims against it.
The practical difficulty is evidence. Once a firm stops trading its records become hard to reach, and proving what you were advised to do, and why it was unsuitable, is rarely straightforward on your own. Gathering that evidence is a large part of what we do.
Company background (public record)
The company was incorporated at Companies House on 17 November 2009 under company number 07079006. Its status at Companies House is recorded as liquidation.
Registered office: 9 C/O Rendle & Co, No 9 Hockley Court, Hockley Heath, Solihull, B94 6NW, England.
Previously named: GFP WEALTH MANAGEMENT (NORTH EAST) LIMITED; KINGSWAY FINANCIAL PLANNING LIMITED.
Nature of business (SIC): 64999.
Company timeline (public record)
Key dated events for this firm, drawn from public records. Each entry shows its source.
| Date | Event | Source |
|---|---|---|
| 17 Nov 2009 | Company incorporated | Companies House |
| 17 Nov 2009 | David Hardman appointed director | Companies House |
| 17 Nov 2009 | John Thomas Hardman appointed director | Companies House |
| 30 Apr 2010 | David Hardman approved by the FCA at the firm | FCA Register |
| 30 Apr 2010 | John Thomas Hardman approved by the FCA at the firm | FCA Register |
| 28 May 2010 | Company renamed (previously KINGSWAY FINANCIAL PLANNING LIMITED) | Companies House |
| 02 Sep 2011 | Company renamed (previously GFP WEALTH MANAGEMENT (NORTH EAST) LIMITED) | Companies House |
| 16 Jul 2012 | Kevin Healy approved by the FCA at the firm | FCA Register |
| 20 Jul 2012 | Hugh Ross Lindsay approved by the FCA at the firm | FCA Register |
| 10 Aug 2012 | George Oliver Carlton-Smith approved by the FCA at the firm | FCA Register |
| 10 Aug 2012 | Nicolas Edward James Carlton-Smith approved by the FCA at the firm | FCA Register |
| 10 Aug 2012 | James Thomas Morley-Cotterell approved by the FCA at the firm | FCA Register |
| 11 Nov 2013 | Garry Burden approved by the FCA at the firm | FCA Register |
| 01 Dec 2015 | John Thomas Hardman resigned as director | Companies House |
| 07 Jul 2021 | Company wound up (creditors’ voluntary liquidation) | Companies House |
| 07 Jul 2021 | Insolvency practitioner appointed: Richard Paul Rendle | Companies House |
| 28 Nov 2024 | FCA status recorded as: No longer authorised | FCA Register |
Who was involved?
The following individuals are listed on public records in connection with the firm. These are matters of public record only and their inclusion does not imply any wrongdoing by any named person.
- George Oliver Carlton-Smith. Listed on the FCA Register as having held CF30 Customer (10/08/2012 to 18/06/2018) at the firm.
- Garry Burden. Listed on the FCA Register as having held CPD11 – Pension transfer specialist (from), CPD6 – Personal recommendation on Friendly Soc tax-exempt policies(not Holloway) (from), CPD4 – Personal recommendation on retail investments (not broker funds) (from), CF30 Customer (11/11/2013 to 08/12/2019) at the firm.
- Nicolas Edward James Carlton-Smith. Listed on the FCA Register as having held CPD20 – Advising or arranging regulated mortgage contracts (from), CPD6 – Personal recommendation on Friendly Soc tax-exempt policies(not Holloway) (from), CPD4 – Personal recommendation on retail investments (not broker funds) (from), CF30 Customer (10/08/2012 to 08/12/2019) at the firm.
- James Thomas Morley-Cotterell. Listed on the FCA Register as having held CPD6 – Personal recommendation on Friendly Soc tax-exempt policies(not Holloway) (from), CPD4 – Personal recommendation on retail investments (not broker funds) (from), CF30 Customer (10/08/2012 to 08/12/2019), [FCA CF] Client dealing (09/12/2019 to 28/11/2024) at the firm.
- Kevin Healy. Listed on the FCA Register as having held CPD20 – Advising or arranging regulated mortgage contracts (from), CPD6 – Personal recommendation on Friendly Soc tax-exempt policies(not Holloway) (from), CPD4 – Personal recommendation on retail investments (not broker funds) (from), CF30 Customer (18/01/2013 to 08/12/2019) at the firm.
- David Hardman. Listed on the FCA Register as having held CPD20 – Advising or arranging regulated mortgage contracts (from), CPD11 – Pension transfer specialist (from), CPD6 – Personal recommendation on Friendly Soc tax-exempt policies(not Holloway) (from), CPD4 – Personal recommendation on retail investments (not broker funds) (from) at the firm.
- John Thomas Hardman. Listed on the FCA Register as having held CF30 Customer (30/04/2010 to 03/12/2015), CF1 Director (30/04/2010 to 03/12/2015) at the firm.
- Hugh Ross Lindsay. Listed on the FCA Register as having held CF30 Customer (20/07/2012 to 21/12/2012) at the firm.
How can we help?
We take the weight of the claim off your shoulders. We start with a free, no obligation chat, give you an honest early view of whether you have a case, and if you decide to go ahead we work on a no win, no fee basis. We deal with the paperwork and put your claim to the FSCS, so you can get on with your life while we work to recover what you are owed.
How does it work?
It starts with a conversation. We listen to what happened, check who was responsible at the time and look at your paperwork, then explain your options in plain English. If there are grounds, we build the claim and keep you updated at every stage. If we do not think you have a claim, or it is not successful, you do not pay us a penny.
Seek claim advice today
Claims like these can be time sensitive, so it is worth getting an expert view early. Call 0800 041 8359 or make an enquiry and one of our team will come back to you.
NB: the information on this page is drawn from public records held by the FCA Register, Companies House and the Financial Ombudsman Service. It is provided for general information, is factual and neutral, and makes no allegation against any named individual or firm. It is not advice, and no outcome is promised.
Review page sources: FCA Register (FRN 515379) · Companies House (07079006) · FSCS. Public records, provided for transparency.
