David Williams Independent Financial Advisers
Concerned about advice from David Williams Independent Financial Advisers?
People rarely question financial advice until something feels wrong, and by then it can be hard to know where to look. We have pulled together what the public record says about David Williams Independent Financial Advisers, including every ombudsman decision published about the firm, so the facts are in one place.
Financial Ombudsman decisions involving this firm
The Financial Ombudsman Service publishes its final decisions. David Williams Independent Financial Advisers appears in 7 published decisions on record, of which 5 were upheld in the consumer’s favour.
Each decision below links to the ombudsman’s own published document. The consumer’s name is anonymised by the ombudsman, the business is not.
| Date | Reference | Type of complaint | Outcome | Decision |
|---|---|---|---|---|
| 12 May 2015 | DRN9178045 | Banking and credit | Upheld | Read the decision |
| 19 February 2024 | DRN-4492088 | Pensions and Annuities | Upheld | Read the decision |
| 29 July 2015 | DRN6091252 | Investment and pensions | Upheld | Read the decision |
| 29 July 2015 | DRN7551883 | Investment and pensions | Upheld | Read the decision |
| 30 October 2015 | DRN4263063 | Investment and pensions | Upheld | Read the decision |
| 30 September 2014 | DRN6617181 | Investment and pensions | Not upheld | Read the decision |
| 31 July 2013 | DRN5155082 | Banking and credit | Not upheld | Read the decision |
Source: Financial Ombudsman Service published decisions. An upheld decision means the ombudsman agreed with the consumer in that individual case. It does not by itself mean any other complaint will succeed.
How to claim
The FCA Register records David Williams Independent Financial Advisers as no longer authorised. We have not been able to tie the firm to a single Companies House record with enough confidence to say whether the company itself is still in existence, and we would rather tell you that than guess.
That matters because it decides where a claim goes. If the firm still exists, a complaint starts with the firm and can be escalated to the Financial Ombudsman Service, which is free and independent. If it has closed, the Financial Services Compensation Scheme is the route, and if it closed within the last six years there may also be a claim against the professional indemnity insurance it held at the time.
We will establish the firm’s current position for you and tell you honestly which route applies, or whether there is one worth pursuing at all. Gathering the evidence to support a case against a firm that has stopped trading is a large part of what we do.
Company timeline (public record)
Key dated events for this firm, drawn from public records. Each entry shows its source.
| Date | Event | Source |
|---|---|---|
| 01 Dec 2001 | David Antony Sparrow approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | Nicholas David Beal approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | Geoffrey Stuart Howes approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | Ian James Lowe approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | Mike Corrigan approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | David John Knight approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | David George Williams approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | Phillip Brian Cox approved by the FCA at the firm | FCA Register |
| 01 Mar 2002 | Ronald Eley approved by the FCA at the firm | FCA Register |
| 04 Aug 2006 | Alison Jane Davies approved by the FCA at the firm | FCA Register |
| 10 Apr 2007 | Robert John Jaggard approved by the FCA at the firm | FCA Register |
| 09 Jan 2008 | Nicholas David Discombe approved by the FCA at the firm | FCA Register |
| 28 Jan 2008 | Daniel Lewis Slack approved by the FCA at the firm | FCA Register |
| 09 Nov 2010 | FCA status recorded as: No longer authorised | FCA Register |
Who was involved?
The following individuals are listed on public records in connection with the firm. These are matters of public record only and their inclusion does not imply any wrongdoing by any named person.
- Ronald Eley. Listed on the FCA Register as having held CF21 Investment Adviser (01/03/2002 to 11/06/2003) at the firm.
- David Antony Sparrow. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 09/11/2010), CF4 Partner (01/12/2001 to 09/11/2010), Responsible for Insurance Mediation (14/01/2005 to 15/06/2009), CF11 Money Laundering Reporting (01/12/2001 to 15/06/2009) at the firm.
- Daniel Lewis Slack. Listed on the FCA Register as having held CF30 Customer (28/01/2008 to 09/11/2010) at the firm.
- Nicholas David Beal. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 09/11/2010), CF4 Partner (13/04/2007 to 09/11/2010), CF21 Investment Adviser (01/12/2001 to 31/10/2007) at the firm.
- Nicholas David Discombe. Listed on the FCA Register as having held CF30 Customer (09/01/2008 to 09/11/2010) at the firm.
- Geoffrey Stuart Howes. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 09/11/2010), CF21 Investment Adviser (01/12/2001 to 31/10/2007) at the firm.
- Alison Jane Davies. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 09/11/2010), CF21 Investment Adviser (04/08/2006 to 31/10/2007) at the firm.
- Ian James Lowe. Listed on the FCA Register as having held Responsible for Insurance Mediation (17/06/2009 to 09/11/2010), CF30 Customer (01/11/2007 to 09/11/2010), CF11 Money Laundering Reporting (17/06/2009 to 09/11/2010), CF10 Compliance Oversight (17/06/2009 to 09/11/2010) at the firm.
- Robert John Jaggard. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 09/11/2010), CF21 Investment Adviser (10/04/2007 to 31/10/2007) at the firm.
- Mike Corrigan. Listed on the FCA Register as having held CF21 Investment Adviser (01/12/2001 to 13/07/2005) at the firm.
How can we help?
We take the weight of the claim off your shoulders. We start with a free, no obligation chat, give you an honest early view of whether you have a case, and if you decide to go ahead we work on a no win, no fee basis. We deal with the paperwork and put your claim to the FSCS, so you can get on with your life while we work to recover what you are owed.
How does it work?
It starts with a conversation. We listen to what happened, check who was responsible at the time and look at your paperwork, then explain your options in plain English. If there are grounds, we build the claim and keep you updated at every stage. If we do not think you have a claim, or it is not successful, you do not pay us a penny.
Seek claim advice today
Claims like these can be time sensitive, so it is worth getting an expert view early. Call 0800 041 8359 or make an enquiry and one of our team will come back to you.
NB: the information on this page is drawn from public records held by the FCA Register, Companies House and the Financial Ombudsman Service. It is provided for general information, is factual and neutral, and makes no allegation against any named individual or firm. It is not advice, and no outcome is promised.
Review page sources: FCA Register (FRN 144797). Public records, provided for transparency.
