HELP FINANCIAL LTD.
Why can you claim for compensation or redress against Help Financial Ltd, formerly Sterling Wealth Ltd, A I Financial Management Ltd?
The Financial Services Compensation Scheme has declared Help Financial Ltd, formerly Sterling Wealth Ltd, A I Financial Management Ltd as failed as of 31st March 2023.
This firm is no longer trading, so you may be able to make a claim against it.
Background
Companies House show the Company was incorporated on 1st May 2014.
The company is in an insolvency process.
According to the FCA Register the company has been authorised since 04/02/2015.
This company is associated with claims for pension transfer advice and SIPP transfer advice.
Who was involved?
The following is a list of individuals who are currently or were previously involved in regulated activities at Help Financial Ltd, formerly Sterling Wealth Ltd, A I Financial Management Ltd
Paul Howarth, Robert Colin, Jonathan Hall, Aiden Upton, Suzanne Porter, Ian McCue, Andrew Kirby, Antony Ioannides, John Dixon, Daniel Armitage, Daren Evans, Stuart Porter, Paul Briggs, Elizabeth O’Shea and Kevin McKenna
Appointed Representatives and Agents
The following is a list of Appointed Representative currently or previously connected with this firm. In each case, the principal was responsible for the regulated activities carried out on its behalf by its appointed representatives during the dates shown as Effective from and Effective to (when the relationship ended). An agent or Appointed Representative may act of behalf of more than one principal firm.
| Conviction Wealth Management | 05/05/2021 until 19/04/2022 |
| Dubrovnik Solutions Ltd | 20/03/2015 until 27/03/2015 |
| Excel Wealth Management Ltd | 05/06/2017 until 09/09/2022 |
| Flourish (Ltd).Ltd | 10/11/2016 until 03/10/2017 |
| Periscope Wealth Ltd | 31/10/2016 until 01/06/2022 |
| PH7 Wealth Management Ltd | 27/06/2016 until 31/01/2020 |
How can we help?
We have helped thousands of customers on a no-win no-fee basis get the compensation and justice they deserve when making claim against regulated companies like Help Financial Ltd, formerly Sterling Wealth Ltd, A I Financial Management Ltd
How does it work?
The first step is a free no-obligation consultation, you can learn more about services on our making a claim page.
Once we have assessed your claim, if we believe you are due compensation then we will help you build the best possible complaint by launching a full investigation, gathering evidenced from all the relevant parties to package your claim and submit to the Financial Services Compensation Scheme. We will argue your case to ensure you receive the maximum amount of compensation available to you.
Seek Claim Advice Today
We offer an expert pension consulting service. One of our experts will be able to talk through your options and tell you what the best option for you is. If you do decide to use our services, then know that our fees are very reasonable. However, you need to act fast as there may be time-barring restrictions in place.
Call us now for a phone or video consultation with one of our legal experts on 0800 041 8358 to find out if you are entitled to compensation, you may even be entitled to additional compensation if you have successfully claimed in the past.
NB: Information for this page was gathered on 17/04/2024 from the following sources, FSCS Website, FCA Register, Companies House Register and is too our knowledge accurate as of that date.
Company background (public record)
The company was incorporated at Companies House on 1 May 2014 under company number 09020864. Its status at Companies House is recorded as dissolved.
Registered office: Suite 4c Manchester International Office Centre, Styal Road, Manchester, M22 5WB.
Previously named: STERLING WEALTH LTD; AI FINANCIAL MANAGEMENT LTD.
Nature of business (SIC): 64999.
Company timeline (public record)
Key dated events for this firm, drawn from public records. Each entry shows its source.
| Date | Event | Source |
|---|---|---|
| 01 May 2014 | Company incorporated | Companies House |
| 01 May 2014 | Julie Ann Ioannides appointed secretary | Companies House |
| 01 May 2014 | Antonios Ioannides appointed director | Companies House |
| 02 Feb 2015 | Company renamed (previously AI FINANCIAL MANAGEMENT LTD) | Companies House |
| 04 Feb 2015 | Antony Ioannides approved by the FCA at the firm | FCA Register |
| 20 Mar 2015 | Dubrovnik Solutions Ltd appointed as appointed representative | FCA Register |
| 27 Mar 2015 | Dubrovnik Solutions Ltd ceased as appointed representative | FCA Register |
| 10 Aug 2015 | Paul Andrew Howarth approved by the FCA at the firm | FCA Register |
| 15 Dec 2015 | Jonathan David Hall approved by the FCA at the firm | FCA Register |
| 27 Jun 2016 | PH7 Wealth Management Ltd appointed as appointed representative | FCA Register |
| 03 Oct 2016 | Paul Briggs approved by the FCA at the firm | FCA Register |
| 31 Oct 2016 | Periscope Wealth Ltd appointed as appointed representative | FCA Register |
| 19 Aug 2019 | Kevin McKenna approved by the FCA at the firm | FCA Register |
| 09 Dec 2019 | Daren Mark Evans approved by the FCA at the firm | FCA Register |
| 31 Jan 2020 | PH7 Wealth Management Ltd ceased as appointed representative | FCA Register |
| 04 Dec 2020 | Suzanne Porter approved by the FCA at the firm | FCA Register |
| 15 Apr 2021 | Robert Eskild Colin approved by the FCA at the firm | FCA Register |
| 05 May 2021 | Conviction Wealth Management Ltd appointed as appointed representative | FCA Register |
| 10 Jan 2022 | Ian Thomas McCue approved by the FCA at the firm | FCA Register |
| 19 Apr 2022 | Conviction Wealth Management Ltd ceased as appointed representative | FCA Register |
| 01 Jun 2022 | Periscope Wealth Ltd ceased as appointed representative | FCA Register |
| 09 Sep 2022 | Excel Wealth Management Ltd ceased as appointed representative | FCA Register |
| 05 Jan 2023 | Company renamed (previously STERLING WEALTH LTD) | Companies House |
| 09 Feb 2023 | Company wound up (creditors’ voluntary liquidation) | Companies House |
| 09 Feb 2023 | Insolvency practitioner appointed: Annette Reeve | Companies House |
| 31 Mar 2023 | Declared in default by the FSCS | FSCS |
| 19 Dec 2024 | FCA status recorded as: No longer authorised | FCA Register |
| 20 Apr 2025 | Company dissolved (creditors’ voluntary liquidation) | Companies House |
Focused on the firm’s early history and the events leading up to and following its failure. 9 routine entries from its active years are omitted.
Who was involved?
The following individuals are listed on public records in connection with the firm. These are matters of public record only and their inclusion does not imply any wrongdoing by any named person.
- Paul Andrew Howarth. Listed on the FCA Register as having held CF30 Customer (10/08/2015 to 21/01/2020), CF1 Director (AR) (26/07/2016 to 31/01/2020) at the firm.
- Robert Eskild Colin. Listed on the FCA Register as having held [FCA CF] Client dealing (15/04/2021 to 01/05/2022), [FCA CF] Functions requiring qualifications (15/04/2021 to 01/05/2022) at the firm.
- Jonathan David Hall. Listed on the FCA Register as having held CF30 Customer (15/12/2015 to 11/05/2022), [FCA CF] Client dealing (09/12/2019 to 21/04/2022), [FCA CF] Functions requiring qualifications (09/12/2019 to 21/04/2022) at the firm.
- Aidan Vere Upton. Listed on the FCA Register as having held CF30 Customer (04/12/2018 to 08/12/2019), [FCA CF] Client dealing (09/12/2019 to 21/04/2022), [FCA CF] Functions requiring qualifications (09/12/2019 to 21/04/2022) at the firm.
- Suzanne Porter. Listed on the FCA Register as having held [FCA CF] Client dealing (04/12/2020 to 16/07/2021), [FCA CF] Functions requiring qualifications (04/12/2020 to 16/07/2021) at the firm.
- Ian Thomas McCue. Listed on the FCA Register as having held [FCA CF] Client dealing (10/01/2022 to 01/05/2022), [FCA CF] Functions requiring qualifications (10/01/2022 to 01/05/2022) at the firm.
- Andrew Kirby. Listed on the FCA Register as having held CF30 Customer (19/04/2018 to 02/10/2018) at the firm.
- Antony Ioannides. Listed on the FCA Register as having held CF11 Money Laundering Reporting (04/02/2015 to 08/12/2019), CF10 Compliance Oversight (04/02/2015 to 08/12/2019), CF1 Director (04/02/2015 to 08/12/2019), [FCA CF] Client dealing (20/07/2020 to 11/04/2023) at the firm.
- John Howard Dixon. Listed on the FCA Register as having held CF30 Customer (11/04/2019 to 08/12/2019), [FCA CF] Client dealing (09/12/2019 to 21/04/2022), [FCA CF] Functions requiring qualifications (09/12/2019 to 21/04/2022) at the firm.
- Daniel Sam Armitage. Listed on the FCA Register as having held CF30 Customer (30/05/2019 to 21/01/2020) at the firm.
Appointed Representatives and Agents
While it was authorised, the firm acted as principal for the following appointed representatives. An appointed representative carries on regulated business under the responsibility of its principal, so their conduct can be relevant to a claim.
| Appointed representative | Reference | Effective from | Ended |
|---|---|---|---|
| Conviction Wealth Management Ltd | FRN 950348 | 05/05/2021 | 19/04/2022 |
| Dubrovnik Solutions Ltd | FRN 678017 | 20/03/2015 | 27/03/2015 |
| Excel Wealth Management Ltd | FRN 780820 | 05/06/2017 | 09/09/2022 |
| Flourish(Ltd).Ltd | FRN 764158 | 10/11/2016 | 03/10/2017 |
| Periscope Wealth Ltd | FRN 763214 | 31/10/2016 | 01/06/2022 |
| PH7 Wealth Management Ltd | FRN 751007 | 27/06/2016 | 31/01/2020 |
Review page sources: FCA Register (FRN 653104) · Companies House (09020864) · FSCS. Public records, provided for transparency.
