Skipbo Limited (Formerly Ring Associates Limited)
Skipbo Limited (FRN 418829) was an FCA-regulated firm that operated in the pensions sector, previously trading as Ring Associates Limited. The firm was incorporated in October 2002 and is now dissolved, with its FCA authorisation having been removed.
Former clients who received pension advice from Skipbo Limited or Ring Associates Limited and believe they suffered losses as a result of unsuitable recommendations may have grounds for a compensation claim. Pension advice claims can arise in a number of ways, including where a firm recommended an unsuitable pension transfer, where clients were placed into inappropriate products, or where the advice given did not adequately reflect the client’s personal circumstances.
Please speak to our team for a free review of your situation. We will establish whether a claim is available and, if so, pursue it on your behalf.
Issues / Why You May Have a Claim
Pension clients who received advice from Skipbo or Ring Associates and believe that advice was unsuitable should seek specialist review. Pensions are long-term products and unsuitable advice can have consequences that take years to become fully apparent.
Company background (public record)
The company was incorporated at Companies House on 22 October 2002 under company number 04569784. Its status at Companies House is recorded as dissolved.
Registered office: Unit 2 Regis Place, North Lynn Industrial Estate, King's Lynn, Norfolk, PE30 2JN, England.
Previously named: RING ASSOCIATES LIMITED.
Nature of business (SIC): 63990.
Company timeline (public record)
Key dated events for this firm, drawn from public records. Each entry shows its source.
| Date | Event | Source |
|---|---|---|
| 22 Oct 2002 | Company incorporated | Companies House |
| 22 Oct 2002 | Mark Pusey appointed secretary | Companies House |
| 22 Oct 2002 | Temple Secretaries Limited appointed corporate-nominee-secretary | Companies House |
| 22 Oct 2002 | Temple Secretaries Limited resigned as corporate-nominee-secretary | Companies House |
| 22 Oct 2002 | Mark Pusey appointed director | Companies House |
| 22 Oct 2002 | Simon John Ring appointed director | Companies House |
| 22 Oct 2002 | Company Directors Limited appointed corporate-nominee-director | Companies House |
| 22 Oct 2002 | Company Directors Limited resigned as corporate-nominee-director | Companies House |
| 19 Mar 2003 | Timothy Owen Gilbert appointed director | Companies House |
| 23 Feb 2005 | Simon John Ring approved by the FCA at the firm | FCA Register |
| 23 Feb 2005 | David John Irving approved by the FCA at the firm | FCA Register |
| 23 Feb 2005 | Timothy Owen Gilbert approved by the FCA at the firm | FCA Register |
| 23 Feb 2005 | Mark Pusey approved by the FCA at the firm | FCA Register |
| 13 Nov 2019 | James Lawlor appointed director | Companies House |
| 27 Jan 2020 | Robert Lee Berycz approved by the FCA at the firm | FCA Register |
| 02 Feb 2020 | James Lawlor approved by the FCA at the firm | FCA Register |
| 17 Feb 2020 | Gavin Lee Drake approved by the FCA at the firm | FCA Register |
| 28 Feb 2020 | Leanne Marie Berycz resigned as director | Companies House |
| 28 Feb 2020 | Robert Lee Berycz resigned as director | Companies House |
| 28 Feb 2020 | Gavin Lee Drake resigned as director | Companies House |
| 28 Feb 2020 | James Lawlor resigned as director | Companies House |
| 28 Feb 2020 | Martin James Setchell resigned as director | Companies House |
| 28 Feb 2020 | Steven William Watling resigned as director | Companies House |
| 13 Feb 2021 | FCA status recorded as: No longer authorised | FCA Register |
| 13 Feb 2023 | Company renamed (previously RING ASSOCIATES LIMITED) | Companies House |
| 13 Oct 2023 | Simon John Ring resigned as director | Companies House |
| 30 Jan 2024 | Company dissolved | Companies House |
| 17 Apr 2026 | Declared in default by the FSCS | FSCS |
Focused on the firm’s early history and the events leading up to and following its failure. 31 routine entries from its active years are omitted.
Who was involved?
The following individuals are listed on public records in connection with the firm. These are matters of public record only and their inclusion does not imply any wrongdoing by any named person.
- Leanne Marie Berycz. Listed on the FCA Register as having held CF1 Director (25/05/2016 to 08/12/2019), SMF3 Executive Director (09/12/2019 to 13/02/2021) at the firm.
- James Lawlor. Listed on the FCA Register as having held SMF3 Executive Director (02/02/2020 to 13/02/2021) at the firm.
- Robert Lee Berycz. Listed on the FCA Register as having held SMF3 Executive Director (27/01/2020 to 13/02/2021) at the firm.
- Simon John Ring. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 08/12/2019), CF1 Director (23/02/2005 to 08/12/2019), Responsible for Insurance Distribution (01/10/2018 to 13/02/2021), SMF16 Compliance Oversight (03/03/2020 to 13/02/2021) at the firm.
- Gavin Lee Drake. Listed on the FCA Register as having held SMF3 Executive Director (17/02/2020 to 13/02/2021) at the firm.
- Thomas Joseph Murray. Listed on the FCA Register as having held CF30 Customer (14/08/2018 to 08/12/2019) at the firm.
- Thomas Davey. Listed on the FCA Register as having held CF30 Customer (03/05/2019 to 08/12/2019) at the firm.
- Nathanial Sims. Listed on the FCA Register as having held CF30 Customer (10/05/2019 to 08/12/2019) at the firm.
- Steven William Watling. Listed on the FCA Register as having held CF11 Money Laundering Reporting (10/09/2013 to 08/12/2019), CF10 Compliance Oversight (09/09/2014 to 08/12/2019), CF1 Director (10/09/2013 to 08/12/2019), Responsibility for MCD Intermediation (21/03/2016 to 28/02/2020) at the firm.
- Martin James Setchell. Listed on the FCA Register as having held CF30 Customer (23/07/2012 to 08/12/2019), CF1 Director (16/09/2014 to 08/12/2019), SMF3 Executive Director (09/12/2019 to 11/09/2020) at the firm.
Appointed Representatives and Agents
While it was authorised, the firm acted as principal for the following appointed representatives. An appointed representative carries on regulated business under the responsibility of its principal, so their conduct can be relevant to a claim.
| Appointed representative | Reference | Effective from | Ended |
|---|---|---|---|
| Hayes & Storr Financial LLP | FRN 532729 | 01/10/2010 | 06/11/2014 |
Review page sources: FCA Register (FRN 418829) · Companies House (04569784) · FSCS. Public records, provided for transparency.
