John Patrick Financial Services Limited
Were you advised by John Patrick Financial Services Limited?
Finding out that money you set aside for the future has not done what you were told it would is unsettling, and wanting to understand why is a reasonable place to start. This page sets out what the public record shows about John Patrick Financial Services Limited, including the decisions the Financial Ombudsman has published about the firm, so you can see the position for yourself.
Financial Ombudsman decisions involving this firm
The Financial Ombudsman Service publishes its final decisions. John Patrick Financial Services Limited appears in 1 published decision on record, none of which were upheld.
Each decision below links to the ombudsman’s own published document. The consumer’s name is anonymised by the ombudsman, the business is not.
| Date | Reference | Type of complaint | Outcome | Decision |
|---|---|---|---|---|
| 24 March 2018 | DRN0539672 | Insurance (excluding PPI) | Not upheld | Read the decision |
Source: Financial Ombudsman Service published decisions. An upheld decision means the ombudsman agreed with the consumer in that individual case. It does not by itself mean any other complaint will succeed.
How to complain, and in what order
Where a firm is still trading and still regulated, the complaint starts with the firm itself. It is only fair that a business is given the opportunity to resolve the matter before anyone else becomes involved, and the rules are built that way. You raise the complaint directly with the firm, and it has up to eight weeks to look into it and give you its final response.
If that response does not resolve things to your satisfaction, or the eight weeks pass without one, two options are open to you.
The first is legal action through the courts. It is a genuine option, but it can be costly. A claim above £10,000 falls outside the small claims track, which means costs can follow the outcome, and you could be exposed to paying the other side’s legal costs if the case does not go your way.
The second, and for most people the more logical first step, is the Financial Ombudsman Service. It is free to consumers, it is independent of the firm, and it can direct a business to pay redress where it decides a complaint should be upheld. You normally have six months from the date of the firm’s final response to refer the matter to the ombudsman.
Wider time limits apply as well. Broadly you have six years from the event, or three years from when you reasonably ought to have known there was a problem, so it is worth getting a view sooner rather than later.
Company background (public record)
The company was incorporated at Companies House on 15 November 2016 under company number 10479854. Its status at Companies House is recorded as active.
Registered office: Unit 8 Fiboard House, 5 Oakleigh Gardens, London, N20 9AB, United Kingdom.
Nature of business (SIC): 66290.
Company timeline (public record)
Key dated events for this firm, drawn from public records. Each entry shows its source.
| Date | Event | Source |
|---|---|---|
| 15 Nov 2016 | Company incorporated | Companies House |
| 15 Nov 2016 | John Patrick Foley appointed director | Companies House |
| 13 Apr 2017 | John Patrick Foley approved by the FCA at the firm | FCA Register |
| 13 Apr 2017 | FCA status recorded as: Authorised | FCA Register |
| 24 Apr 2018 | John Michael Ryan approved by the FCA at the firm | FCA Register |
| 01 Feb 2024 | Ashley Laidlaw approved by the FCA at the firm | FCA Register |
Who was involved?
The following individuals are listed on public records in connection with the firm. These are matters of public record only and their inclusion does not imply any wrongdoing by any named person.
- John Patrick Foley. Listed on the FCA Register as having held Responsibility for MCD Intermediation (from 13/04/2017), Responsible for Insurance Distribution (from 01/10/2018), SMF17 Money Laundering Reporting Officer (MLRO) (from 09/12/2019), SMF16 Compliance Oversight (from 09/12/2019) at the firm.
- Ashley Laidlaw. Listed on the FCA Register as having held CPD20 – Advising or arranging regulated mortgage contracts (from), [FCA CF] Functions requiring qualifications (from 01/02/2024), The London Institute of Banking and Finance (LIBF) – formerly known as IFS (from) at the firm.
- John Patrick Foley. Listed on the FCA Register as having held Responsibility for MCD Intermediation (from 13/04/2017), Responsible for Insurance Distribution (from 01/10/2018), SMF17 Money Laundering Reporting Officer (MLRO) (from 09/12/2019), SMF16 Compliance Oversight (from 09/12/2019) at the firm.
- John Michael Ryan. Listed on the FCA Register as having held CF30 Customer (24/04/2018 to 25/02/2025), CF1 Director (AR) (24/04/2018 to 25/02/2025), Appointed representative dealing with clients for which they require qualification (01/12/2020 to 28/02/2025) at the firm.
How can we help?
We take the weight of the complaint off your shoulders. We start with a free, no obligation chat, give you an honest early view of whether you have a case, and if you decide to go ahead we work on a no win, no fee basis. We handle the paperwork and put your case to the ombudsman, so you can get on with your life while we work to recover what you are owed.
How does it work?
It starts with a conversation. We listen to what happened, check who was responsible at the time and look at your paperwork, then explain your options in plain English. If there are grounds, we build the case and keep you updated at every stage. If we do not think you have a claim, or it is not successful, you do not pay us a penny.
Speak to us today
Cases like these can be time sensitive, so it is worth getting an expert view early. Call 0800 041 8359 or make an enquiry and one of our team will come back to you.
NB: the information on this page is drawn from public records held by the FCA Register, Companies House and the Financial Ombudsman Service. It is provided for general information, is factual and neutral, and makes no allegation against any named individual or firm. It is not advice, and no outcome is promised.
Review page sources: FCA Register (FRN 771505) · Companies House (10479854). Public records, provided for transparency.
