RETIREMENT DIRECT LTD.
| Trading Styles | From | To |
|---|---|---|
| Retirement Direct Limited | 31 Mar 2013 | Present |
| Retirement Direct | 02 Feb 2010 | 31 Mar 2013 |
| Previous | From | To |
|---|---|---|
| Read Independent Financial Advisers | 02 Feb 2010 | 08 Jul 2011 |
| Read Independent Financial Advisers Ltd | 31 Dec 1999 | 02 Feb 2010 |
| Read’s IFA Limited | 05 Nov 1999 | 13 Dec 1999 |
Why can you claim for compensation or redress against Retirement Direct Ltd, formerly Read Independent Financial Advisers Ltd?
The Financial Services Compensation Scheme has declared Retirement Direct Ltd (Firm Reference Number (FRN) 183942), formerly Read Independent Financial Advisers Ltd as failed as of 20th October 2023.
This firm is no longer trading, so you may be able to make a claim against it.
Background
Companies House show the Company was incorporated on 6th May 1999.
According to the FCA Register the company has not been authorised since 12/11/2021.
This company is associated with claims for pension transfer advice.
Who was involved?
The following is a list of individuals who are currently or were previously involved in regulated activities at Retirement Direct Ltd, formerly Read Independent Financial Advisers Ltd
How can we help?
We have helped thousands of customers on a no-win no-fee basis get the compensation and justice they deserve when making claim against regulated companies like Retirement Direct Ltd, formerly Read Independent Financial Advisers Ltd
How does it work?
The first step is a free no-obligation consultation, you can learn more about services on our making a claim page.
Once we have assessed your claim, if we believe you are due compensation then we will help you build the best possible complaint by launching a full investigation, gathering evidenced from all the relevant parties to package your claim and submit to the Financial Services Compensation Scheme. We will argue your case to ensure you receive the maximum amount of compensation available to you.
Seek Claim Advice Today
We offer an expert pension consulting service. One of our experts will be able to talk through your options and tell you what the best option for you is. If you do decide to use our services, then know that our fees are very reasonable. However, you need to act fast as there may be time-barring restrictions in place.
Call us now for a phone or video consultation with one of our legal experts on 0800 041 8358 to find out if you are entitled to compensation, you may even be entitled to additional compensation if you have successfully claimed in the past.
NB: Information for this page was gathered on 19/04/2024 from the following sources, FSCS Website, FCA Register, Companies House Register and is too our knowledge accurate as of that date.
Company background (public record)
The company was incorporated at Companies House on 6 May 1999 under company number 03765660. Its status at Companies House is recorded as dissolved.
Registered office: 79 Caroline Street, Birmingham, B3 1UP.
Previously named: READ INDEPENDENT FINANCIAL ADVISERS LTD; READS INDEPENDENT FINANCIAL ADVISORS LTD.
Nature of business (SIC): 66190.
Company timeline (public record)
Key dated events for this firm, drawn from public records. Each entry shows its source.
| Date | Event | Source |
|---|---|---|
| 06 May 1999 | Company incorporated | Companies House |
| 06 May 1999 | Jagdish Dutt Sharma appointed secretary | Companies House |
| 06 May 1999 | Rapid Company Services Limited appointed corporate-nominee-secretary | Companies House |
| 06 May 1999 | Rapid Company Services Limited resigned as corporate-nominee-secretary | Companies House |
| 06 May 1999 | Avril Joyce Read appointed director | Companies House |
| 06 May 1999 | John Trevor Read appointed director | Companies House |
| 06 May 1999 | Rapid Nominees Limited appointed corporate-nominee-director | Companies House |
| 06 May 1999 | Rapid Nominees Limited resigned as corporate-nominee-director | Companies House |
| 24 Nov 1999 | Company renamed (previously READS INDEPENDENT FINANCIAL ADVISORS LTD) | Companies House |
| 01 Dec 2001 | Christopher Lee approved by the FCA at the firm | FCA Register |
| 01 Dec 2001 | John Read approved by the FCA at the firm | FCA Register |
| 11 Apr 2002 | Jagdish Dutt Sharma resigned as secretary | Companies House |
| 17 Oct 2007 | Stephen Kavanagh resigned as director | Companies House |
| 31 Mar 2008 | Mark Russell Fleet resigned as director | Companies House |
| 20 Mar 2009 | Michael Terence Kirsch resigned as director | Companies House |
| 30 Mar 2009 | Peter Russell resigned as secretary | Companies House |
| 30 Mar 2009 | Mark William Broadhead resigned as director | Companies House |
| 30 Mar 2009 | Robert Charles William Organ resigned as director | Companies House |
| 30 Mar 2009 | Peter Russell resigned as director | Companies House |
| 30 Mar 2009 | Simon John Waugh resigned as director | Companies House |
| 18 May 2009 | Martin Krzysztof Migowski approved by the FCA at the firm | FCA Register |
| 02 Feb 2010 | Company renamed (previously READ INDEPENDENT FINANCIAL ADVISERS LTD) | Companies House |
| 30 Jun 2010 | Christopher Derek Lee resigned as director | Companies House |
| 06 Oct 2021 | Company wound up (creditors’ voluntary liquidation) | Companies House |
| 06 Oct 2021 | Insolvency practitioner appointed: Roderick Graham Butcher | Companies House |
| 12 Nov 2021 | FCA status recorded as: No longer authorised | FCA Register |
| 20 Oct 2023 | Declared in default by the FSCS | FSCS |
| 15 Oct 2025 | Company dissolved (creditors’ voluntary liquidation) | Companies House |
Focused on the firm’s early history and the events leading up to and following its failure. 45 routine entries from its active years are omitted.
Who was involved?
The following individuals are listed on public records in connection with the firm. These are matters of public record only and their inclusion does not imply any wrongdoing by any named person.
- Barry John Cridland. Listed on the FCA Register as having held CF8 Apportionment and Oversight (26/04/2005 to 30/11/2006), CF3 Chief Executive (26/04/2005 to 30/11/2006), CF1 Director (26/04/2005 to 30/11/2006) at the firm.
- Mark Russell Fleet. Listed on the FCA Register as having held CF1 Director (18/04/2006 to 06/05/2008) at the firm.
- Simon John Waugh. Listed on the FCA Register as having held CF2 Non Executive Director (27/03/2007 to 03/03/2009), CF8 Apportionment and Oversight (19/12/2006 to 27/03/2007), CF3 Chief Executive (19/12/2006 to 27/03/2007), CF1 Director (18/04/2006 to 27/03/2007) at the firm.
- Stephen Kavanagh. Listed on the FCA Register as having held CF1 Director (27/04/2006 to 28/09/2007) at the firm.
- Stephen Platts. Listed on the FCA Register as having held CPD6 – Personal recommendation on Friendly Soc tax-exempt policies(not Holloway) (from), CPD4 – Personal recommendation on retail investments (not broker funds) (from), CF30 Customer (06/05/2009 to 08/12/2019), CF11 Money Laundering Reporting (03/03/2009 to 08/12/2019) at the firm.
- Robert Charles William Organ. Listed on the FCA Register as having held CF1 Director (15/10/2007 to 03/03/2009) at the firm.
- Ian Richard Francis. Listed on the FCA Register as having held CF11 Money Laundering Reporting (02/10/2002 to 13/04/2006), CF10 Compliance Oversight (02/10/2002 to 13/04/2006) at the firm.
- Kevan Stephen Wood. Listed on the FCA Register as having held CF1 Director (12/08/2005 to 12/02/2007), CF11 Money Laundering Reporting (13/04/2006 to 21/02/2007), CF10 Compliance Oversight (13/04/2006 to 21/02/2007) at the firm.
- Christopher Lee. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 01/07/2010), CF1 Director (21/05/2009 to 01/07/2010), CF24 Pension Transfer Specialist (01/12/2001 to 31/10/2007), CF21 Investment Adviser (01/12/2001 to 31/10/2007) at the firm.
- Ian Waddell. Listed on the FCA Register as having held CF30 Customer (01/11/2007 to 10/08/2011), CF24 Pension Transfer Specialist (13/09/2004 to 31/10/2007), CF21 Investment Adviser (27/08/2003 to 31/10/2007) at the firm.
Review page sources: FCA Register (FRN 183942) · Companies House (03765660) · FSCS. Public records, provided for transparency.
