Published ombudsman decisions are worth reading if you dealt with a business and came away worse off, because they show in the ombudsman’s own words what was found. Below is what has been published about Michael Howard.
There is 1 published decision, and the ombudsman upheld the complaint in every one, and concern insurance. If you are looking into a Michael Howard claim of your own, or researching how a mis-sold insurance complaint might work, the published record is a useful place to start.
The published decisions
| Date | Reference | Complaint | Outcome | Decision |
|---|---|---|---|---|
| 1 December 2023 | DRN-4467178 | Insurance | Upheld | Read it |
An upheld decision means the ombudsman agreed with that consumer in that individual case. It does not by itself mean any other complaint will succeed, and every case turns on its own facts.
A word on names
The ombudsman publishes the name of the business a complaint was made against, but not its company number or FCA reference. Business names are not unique, so we have deliberately not attached company records or regulatory histories to this business that we could not verify beyond doubt as belonging to it. If you dealt with a business of this name and want to know whether these decisions concern the same one, ask us and we will check properly.
What to do if this sounds familiar
Where a business is still trading and regulated, a complaint starts with the business itself, which has up to eight weeks to give its final response. If that does not resolve matters you can take it to the Financial Ombudsman Service, which is free and independent, and this is how a Michael Howard compensation claim would normally proceed, normally within six months of that response. Court action is the alternative, but it can be costly, and a claim above £10,000 carries the risk of paying the other side’s costs. If the business has stopped trading, the Financial Services Compensation Scheme becomes the route instead.
We have set out the full published record on our Michael Howard page.
If any of this sounds like your experience, talk to us for a free, no obligation chat about your Michael Howard claim. We will give you an honest view of whether you have a case, and if you go ahead we work on a no win, no fee basis.
Information here is taken from decisions published by the Financial Ombudsman Service. It is factual and neutral, makes no allegation against any individual, and is not advice. No outcome is promised.
